/*
Theme Name: WB FR-44 Portal
Description: High-risk insurance (FR-44) news portal theme for Florida & Virginia filing guides.
Version: 1.0.0
Author: WB
*/

:root{--navy:#0c2a4d;--navy2:#081d38;--amber:#f6a821;--bg:#f5f7fa;--card:#fff;--line:#dde4ec;--tx:#1c2b3a;--mut:#5f7186;--ok:#12805c}
*{margin:0;padding:0;box-sizing:border-box}
body{background:var(--bg);color:var(--tx);font:16px/1.65 system-ui,'Segoe UI',Arial,sans-serif}
a{color:var(--navy);text-decoration:none}
a:hover{color:var(--amber)}
img{max-width:100%;height:auto}
.wrap{max-width:1120px;margin:0 auto;padding:0 18px}

/* header */
.wb-bar{background:var(--navy2);color:#b9c9dd;font-size:13px;text-align:center;padding:7px 12px}
.wb-hd{background:var(--navy);color:#fff}
.wb-hd .wrap{display:flex;align-items:center;gap:18px;padding-top:14px;padding-bottom:14px;flex-wrap:wrap}
.wb-logo{font-size:24px;font-weight:800;color:#fff;letter-spacing:-.3px}
.wb-logo b{color:var(--amber)}
.wb-logo span{font-weight:400;font-size:15px;color:#9fb4cd;display:block;letter-spacing:0}
.wb-srch{margin-left:auto}
.wb-srch input{background:#12365f;border:1px solid #24507f;color:#fff;border-radius:22px;padding:9px 18px;min-width:220px;outline:0;font-size:14px}
.wb-srch input::placeholder{color:#7d97b5}
.wb-nav{background:#fff;border-bottom:1px solid var(--line)}
.wb-nav .wrap{display:flex;gap:2px;overflow-x:auto;scrollbar-width:none}
.wb-nav .wrap::-webkit-scrollbar{display:none}
.wb-nav ul{display:flex;gap:2px;list-style:none;margin:0;padding:0;flex-wrap:nowrap}
.wb-nav li{list-style:none;margin:0;padding:0}
.wb-nav li::marker{content:""}
.wb-nav a{display:block;padding:12px 15px;font-weight:600;font-size:14.5px;color:var(--navy);border-bottom:3px solid transparent;white-space:nowrap}
.wb-nav a:hover,.wb-nav .current-menu-item a{color:var(--amber);border-bottom-color:var(--amber)}

/* hero */
.wb-hero{background:linear-gradient(135deg,var(--navy) 0%,#123a66 60%,#0c2a4d 100%);color:#fff;padding:52px 0 46px}
.wb-hero h1{font-size:40px;line-height:1.15;letter-spacing:-.5px;max-width:720px}
.wb-hero p{color:#c3d3e6;font-size:18px;max-width:640px;margin:14px 0 24px}
.wb-hero .cta{display:inline-block;background:var(--amber);color:#231a05;font-weight:800;padding:13px 26px;border-radius:8px;margin-right:12px}
.wb-hero .cta.ghost{background:transparent;color:#fff;border:1.5px solid #4a6b95;font-weight:600}
.wb-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:34px}
.wb-fact{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:10px;padding:16px 18px}
.wb-fact b{display:block;font-size:22px;color:var(--amber)}
.wb-fact span{font-size:13.5px;color:#b9c9dd}

/* cards */
.wb-sec{padding:34px 0 8px}
.wb-sec-h{display:flex;align-items:baseline;justify-content:space-between;border-bottom:2px solid var(--navy);margin-bottom:18px}
.wb-sec-h h2{font-size:22px;color:var(--navy);padding-bottom:10px;border-bottom:2px solid var(--amber);margin-bottom:-2px}
.wb-sec-h a{font-size:14px;color:var(--mut)}
.wb-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.wb-card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:0;overflow:hidden;display:flex;flex-direction:column;transition:.15s}
.wb-card:hover{border-color:var(--amber);box-shadow:0 6px 18px rgba(12,42,77,.1)}
.wb-card-b .cat{font-size:11.5px;font-weight:800;letter-spacing:.8px;text-transform:uppercase;color:var(--amber)}
.wb-card h3{font-size:17.5px;line-height:1.35;margin:8px 0}
.wb-card p{font-size:14px;color:var(--mut);flex:1}
.wb-card .meta{font-size:12.5px;color:#8b9aab;margin-top:10px}
.wb-thumb{aspect-ratio:16/9;overflow:hidden;background:#e8edf4;margin:0}
.wb-thumb img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .25s}
.wb-card:hover .wb-thumb img{transform:scale(1.04)}
.wb-thumb-ph{display:flex;align-items:center;justify-content:center;padding:14px;background:var(--navy2)}
.wb-thumb-ph span{color:rgba(255,255,255,.75);font-weight:700;font-size:15px;line-height:1.3;text-align:center;max-width:92%}

/* states */
.wb-states{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:6px}
.wb-state{background:#fff;border:1px solid var(--line);border-left:6px solid var(--amber);border-radius:10px;padding:22px}
.wb-state h3{font-size:19px;color:var(--navy)}
.wb-state p{font-size:14px;color:var(--mut);margin:8px 0 12px}
.wb-state a{font-weight:700;font-size:14.5px}

/* article */
.wb-article{background:#fff;border:1px solid var(--line);border-radius:12px;padding:34px 38px;max-width:860px;margin:26px auto}
.wb-article h1{font-size:32px;line-height:1.2;color:var(--navy);letter-spacing:-.4px}
.wb-article .wb-thumb{border-radius:10px;margin:16px 0 6px;aspect-ratio:16/7}
.wb-article h2{font-size:23px;color:var(--navy);margin:30px 0 10px;border-left:5px solid var(--amber);padding-left:12px}
.wb-article h3{font-size:18px;color:var(--navy);margin:22px 0 8px}
.wb-article p{margin:12px 0;color:#2c3d50}
.wb-article ul,.wb-article ol{margin:12px 0 12px 24px;color:#2c3d50}
.wb-article li{margin:6px 0}
.wb-article table{width:100%;border-collapse:collapse;margin:16px 0;font-size:14.5px}
.wb-article th{background:var(--navy);color:#fff;text-align:left;padding:9px 12px}
.wb-article td{border:1px solid var(--line);padding:9px 12px}
.wb-article blockquote{border-left:4px solid var(--amber);background:#fffaf0;padding:12px 18px;margin:16px 0;color:#5c4a1e}
.wb-meta{display:flex;gap:14px;flex-wrap:wrap;color:var(--mut);font-size:13.5px;margin:12px 0 6px}
.wb-meta .cat{color:var(--amber);font-weight:700;text-transform:uppercase;letter-spacing:.6px;font-size:12px}
.wb-lede{font-size:18px;color:#41556c;border-left:4px solid var(--amber);padding:6px 0 6px 14px;margin:16px 0 8px}

/* list/archive */
.wb-list{max-width:860px;margin:26px auto}
.wb-item{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:14px;overflow:hidden;display:flex;gap:0}
.wb-item .wb-thumb{width:230px;flex:0 0 230px;aspect-ratio:16/10}
.wb-item .wb-item-b{padding:18px 22px;flex:1;min-width:0}
.wb-item h2{font-size:20px;color:var(--navy)}
.wb-item p{color:var(--mut);font-size:14.5px;margin-top:6px}
.wb-item .meta{font-size:12.5px;color:#8b9aab;margin-top:8px}

/* pagination + footer */
.wb-pag{margin:26px auto;text-align:center;max-width:860px}
.wb-pag .page-numbers{display:inline-block;padding:8px 14px;border:1px solid var(--line);background:#fff;border-radius:8px;margin:0 3px;color:var(--navy);font-weight:600}
.wb-pag .current{background:var(--navy);color:#fff;border-color:var(--navy)}
.wb-ft{background:var(--navy2);color:#8ba2bd;margin-top:44px;padding:38px 0 26px;font-size:14px}
.wb-ft .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.wb-ft h4{color:#fff;font-size:15px;margin-bottom:12px}
.wb-ft a{color:#b9c9dd;display:block;padding:3px 0}
.wb-ft .legal{border-top:1px solid #1c3557;margin-top:26px;padding-top:18px;font-size:12.5px;color:#6d87a5}
.wb-logo-ft{font-size:20px;font-weight:800;color:#fff}.wb-logo-ft b{color:var(--amber)}

@media(max-width:860px){.wb-grid{grid-template-columns:repeat(2,1fr)}.wb-states{grid-template-columns:1fr}.wb-hero h1{font-size:30px}.wb-facts{grid-template-columns:1fr}.wb-ft .cols{grid-template-columns:1fr}.wb-article{padding:24px 20px}.wb-item{flex-direction:column}.wb-item .wb-thumb{width:100%;flex:none;aspect-ratio:16/6}}
@media(max-width:540px){.wb-grid{grid-template-columns:1fr}.wb-nav .wrap{scrollbar-width:none}.wb-nav .wrap::-webkit-scrollbar{display:none}}